AUM for mutual funds held by individual investors rises 44% in a year, according to AMFI data, while interest in equity schemes increases.

Mutual fund investments are increasing year after year and month after month. Investors are increasing their investments in mutual funds, rTake an example of this: According to figures supplied by the Association of Mutual Funds in India (AMFI), the total value of assets owned by individual investors increased by 44% in a year, from ₹23.92 lakh crore in April 2023 to ₹34.52 lakh crore in April 2024.Greater percentage of assets As of April 2024, individual investors own a larger percentage of the industry's total assets—60.5%, up nearly three percentage points from 57.6% the previous year.In the meantime, 39.5% of assets are held by institutional investors, of which 95% are corporates. The remainder are banks and other international and Indian establishments.Mutual fund assets under management (AUM) increased by 37.29% overall in a single year, hitting ₹57.01 lakh crore in April 2024.Part of the equity It's interesting to note that individual investors are choosing equity schemes over mutual funds and increasing their mutual fund investments. Eighty-five percent of the assets held by individual investors are in equity-oriented schemes, according to AMFI data. Simultaneously, schemes that focus on debt and liquidity account for 53% of institutional assets.

The data communicates in the same language when seen from different angles. Eighty-eight percent of the assets in equity-oriented schemes come from individual investors, which include retail and HNIs.Conversely, institutional investors dominate the market for liquid and money market schemes (88%), debt-oriented schemes (61%), and exchange-traded funds (ETFs) and FOFs (90%). The proportion of equity schemes actually exceeds that of debt programs.egardless of the criteria and standards used.Furthermore, this data is even more encouraging in regards to retail investor investment.