Are you arranging your summer vacation These five credit cards come with travel benefits.

The arrival of summer brings with it the excitement of a much-needed vacation. Whether you're planning a quick trip to a nearby tourist area or a longer stay at your ideal location, the correct credit card can help you save costs and obtain new perks. Customers enjoy credit cards that offer travel perks like free hotel stays and lounge access. The top five credit cards to use this season for travel to India and beyond are listed below. The top credit cards were chosen by Mastercard after accounting for minimal currency markup fees, hotel memberships, free lounge access, and travel perks.Picture courtesy of Axis Bank Depending on your spending patterns, the Axis Miles & More World credit card gives an endless amount of miles, and the miles you accrue are perpetual. The acquired miles can be redeemed in a variety of ways, such as by purchasing tickets from partner airlines, upgrading an existing ticket to a higher class, taking advantage of hotel booking incentives, and shopping at partner physical locations or online. If you fulfill the spend requirements, you can also receive four complimentary domestic lounge visits per quarter and free priority pass membership for your Miles & More Axis Bank World credit card. At partner eateries, credit cards will receive 40 percent off up to Rs 1,000. A 3.5 percent forex markup fee is applied by the card to all foreign currency transactions. An yearly charge applies.Image Source: HDFC Bank | The HDFC Infinia credit card comes with free priority pass membership and unrestricted access to airport lounges worldwide for both primary and add-on users. Cardholders receive discounts of up to 15% at more than 3,000 eateries and 20% at Marriott Hotels. Users receive medical insurance worth Rs 50 lakh and travel insurance worth Rs 3 crore. Additionally, cardholders can earn up to 10X points on travel and shopping purchases made through Smartbuy, and 2X points on eating purchases, Infinia online transactions, and Air Vistara reservations. These points can then be redeemed for airline miles with top airlines. When paying with foreign currency, the bank levies a two percent forex markup fee. TherePicture Credit: ICICI Bank With Priority Pass membership, the ICICI Emeralde Private Metal Card provides unrestricted access to both local and international airport lounges in addition to comprehensive travel insurance coverage. When using this credit card to make travel reservations, there are no cancellation fees. When paying with foreign currency, the bank levies a 2 percent forex markup fee. This credit card has an annual fee of Rs 12,499 + taxes. If you use the card for purchases totaling more than Rs. 10 lakh during the year, the charge will be reimbursed.Image Source: Axis Bank |

The Axis Bank Magnus credit card provides concierge services and limitless free access to airport lounges worldwide. In addition to a 40% discount at nearly 4,000 restaurants nationwide, it provides a 15% discount at The Oberoi Hotels and Resorts and Trident Hotels in India. When paying with foreign currency, the bank levies a 2 percent forex markup fee. This credit card has an annual fee of Rs 12,500 plus taxes. If your expenditures for the previous year were more than Rs 25 lakh, the annual charge is waived.Picture Credit: HSBC Bank Unlimited free access to domestic and foreign lounges as well as concierge services are provided by this credit card. Upon card activation, users will receive a Rs 12,000 Taj Experience gift card along with epicure membership across all Taj hotels. It allows reward points from more than 20 domestic and international airlines to be converted 1:1 into airmiles. For payments made in foreign currency, the bank levies a 0.99 percent forex markup fee. This credit card has an annual fee of Rs 20,000 plus taxes.